This site does not include all credit card companies or all available credit card offers that are on the market. The posts clearly discusses Authorized Users that cost $175/year (for up to 3 cards and then $175/card after that). Andrew was born and raised in the Chicago suburbs and now splits his time between Chicago and New York City. The information provided is for informational purposes only and should not be considered financial, tax or legal advice. Again, make sure the authorized user is someone you can trust. If you add an authorized user, youll be able to transfer points to one of their airline or hotel accounts after 90 days, which gives a lot more flexibility. I find it to be an entirely worthless benefit. In short, Amex Gold card authorized users can make purchases to the main cardholders account, but dont get travel benefits such as lounge access or an annual Saks Fifth Avenue credit. For one, authorized users get the full suite of airport lounge access perks, which Id argue are the best offered by any premium credit card. Adding an authorized user to your Amex Gold card is a piece of cake. Do I have to add all 3 at the same time? See what a point or mile is worth with our appraisals of a loyalty programs currency, based on redemption values. Complimentary Marriott Bonvoy Gold Elite and Hilton Honors Gold Status, 11. is a director of content at TPG and was one of the site's first contributors in 2012. I used to get a ton of value out of it from Dominos pizza as they waived delivery fees if you had shoprunner but I moved away from an area that has Dominos so not sure if that is still the cash. Just like the benefit provided to primary cardholders, each authorized user can use this benefit once every four years for Global Entry or once every 4.5 years for TSA PreCheck. These benefits include a room upgrade upon arrival (when available), daily breakfast for two, guaranteed 4 p.m. late check-out, noon check-in (when available), complimentary Wi-Fi and a unique amenity valued at $100. Build Credit History Youll have to provide the name and date of birth of the authorized user you want to add. Advertiser Disclosure: Many of the credit card offers that appear on this site are from credit card companies from which we receive compensation. Emergency Medical Transportation Assistance: Call the Premium Global Assist Hotline: 1-800-333-Amex (toll free), or 1-715-343-7977 (direct-dial collect) . Airport Lounges. Both partners can earn extra points on airfare, access a variety of lounges when traveling separately, and more. Terms apply to offers below. Totally worth the $175 for us. The authorized user is honestly one of the best features of the Amex Platinum. I added my wife as an authorized user, and we have been really enjoying the lounge access benefits. The main cardholder can easily log in to their account and track who is spending what and where. Opinions expressed here are the author's alone, not those of the bank, credit card issuer, airline, hotel chain, or product manufacturer/service provider, and have not been reviewed, approved or otherwise endorsed by any of these entities. This site does not include all credit card companies or all available credit card offers. Check here before booking an award fare. Generally, transferring points and miles from one members airline or hotel loyalty program account to another can be difficult. Additionally, authorized users can access Delta Sky Clubs with their card when flying on Delta Air Lines. How do you add Amex Platinum authorized users? If you add three authorized users and have all of them apply for Global Entry in the first year, that's $300 worth of benefits, which easily covers the $175 additional annual fee. Yes, Amex Platinum authorized users should receive secondary rental car insurance coverage. Extended Travel Insurance Coverage Authorized users have access to travel insurance coverages when using their card to make a qualifying purchase: 3X miles at hotels. 2X miles on dining. So whether you add 1, 2, or 3 additional cards, it will cost you the same $175. Whenever a purchase is made on an authorized users card, the primary cardholder will earn the points on purchases. An authorized user is an additional cardholder added to an individuals existing credit card account. New to The Points Guy? Adding an Amex Platinum card authorized user is most beneficial for couples who travel often. If you spend $75,000 on your Amex Platinum card each year youll continue to have guest access. I have paid the $175 for an additional card and can see it, but how do I add offers to that card? However, the credit card information that we publish has been written by experts who know these products inside out, and what we recommend is what we would (or already) use ourselves. Starting with your fourth authorized user, each one will cost $175. The content featured on UpgradedPoints.com has not been influenced, provided, or reviewed by the credit card companies mentioned. If youre looking for your authorized users to get more from the card, here are 16 benefits of adding an authorized user as an Amex Platinum card authorized user. Just to be thorough, what benefits dont get Amex Platinum authorized users get? Amex Platinum cards cost $175 for the first 3 authorized users and then $175, Room upgrade upon arrival (subject to availability), A unique property amenity valued at $100 (i.e. How about the Centurion Lounges? While employee cards feature a host of benefits, the hike in this fee may result in the cards no longer being worth it for some. Avis Preferred Club, Hertz Gold Plus Rewards, and National Emerald Club Executive Statuses, 15. Capital One Venture X Rewards Credit Card. 10. Many of the credit card offers that appear on this site are from credit card companies from which we receive financial compensation. While most of the cards benefits are pretty straightforward, were often asked how they work for authorized users or additional card members. Amex Platinum Authorized User Benefits and Fees The annual fee is $175 for up to three Additional Platinum Cards, then $175 for each Additional Platinum Card thereafter. Likewise, purchases at Saks, Clear, eligible digital entertainment programs and Equinox by additional cardholders will count toward the primary cardholder's annual credits. Do the gold authorized users really get Global Entry credit? This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). Its unfortunate that the price for an authorized user is increasing on the Amex Business Platinum card, but with the changes American Express has made to other consumer and business cards, this is something that was to be expected. While authorized users can access your Saks Fifth Avenue and airline incidental credit, it will come out of your allowance. Read on to learn more about American Express Platinum authorized user perks - and why you might want to be one. I dont believe this is accurate. Up to $100 Credit for TSA PreCheck or Global Entry: Yes. Your authorized users can sign up for their free ShopRunner account using this special form. Jamie first got hooked on miles and points during a high school choir trip to Europe, where he flew in Lufthansa first class (thanks to his dads then US Airways miles) because economy was sold out. Here's how: Log in to your account. the full suite of airport lounge access perks, An $85 TSA PreCheck or $100 Global Entry fee credit, the American Express Fine Hotels & Resorts, Welcome Offers On Amex Blue Business Cards, Maximizing Amex Offers: The Complete Guide, Amex International Airline Program (IAP) Guide, Please view our advertising policy page for additional details about our partners, Access to Amex Centurion Lounges; you can guest up to two people at no additional cost (, Access to Delta SkyClubs when flying Delta on the sameday; you can bring guests for $39 each, A Priority Pass membership (enrollment required), giving you access to 1,300+ lounges around the world; you can guest up to two people at no additional cost, Access to Plaza Premium Lounges; you can guest up to one person at no additional cost, Access to Escape Lounges, Air Space Lounges, and select Lufthansa Lounges, Authorized user spending will earn points at the same rate as the primary cardmember (like the personal card. Is there a way I can enjoy a lounge in France while waiting for my flight to Spain? Still, having an authorized-user Platinum Card is much easier and/or less expensive than any of those options. After all, its all going on the same bill right? The authorized user will need to provide their Marriott and Hilton numbers to the representative, so make sure that they have them on hand before calling. For (potentially) under $60 per person per year, youre getting the most comprehensive airport lounge access offered by any credit card. This is to ensure that credit hasnt already been tapped by an authorized user. Scroll down to Amex Offers & Benefits, and click "Add Someone" next to "Add an Additional Card Member.". Yes, she will still receive those coverages. Unlike most credit cards, the Amex Platinum card comes with a $175 annual fee for authorized users. Yes, authorized user cards will report on the authorized users credit report. Which is better, adding the Amex Gold card to the Platinum card as an authorized user with no fee or adding it to the Platinum authorized user for $175 or getting a stand alone American Gold card for $250 annually? If anyone on our team wouldnt recommend it to a friend or a family member, we wouldnt recommend it on The Points Guy either. Find the right card for you. If my wife is traveling on her own (without me, holder) and she is an authorized user Platinum Card, can she enjoy the benefits just like the holder if there is cancellation or interruption of the trip? Amex Platinum authorized user fees You can add up to three authorized users for $175. Authorized users get access to all of the included perks. You cannot add yourself as an authorized user on your own card. We take your comments very seriously as they really help us to improve the site. Authorized users do not get the CLEAR credit, unfortunately. Who owns the 150K miles? It will NOT be published. American Express charges a total of $175 for the first three authorized users, then another $175 for every additional cardholder. Dani is correct. . Many of the credit card offers that appear on this site are from credit card companies from which we receive financial compensation. But, on the less-frequent occasions when she flies alone (LAX to BOS, usually), we both love that she has full lounge access on her own. This site does not include all credit card companies or all available credit card offers that are on the market. Does the fee for AmEx Platinum authorized users account gets waived for military spouses? Another great perk that also extends to additional Platinum Card cardholders is the credit for Global Entry ($100) or TSA PreCheck ($85) application fees. Adding people you dont know well just so that they can use the Amex Platinum cards benefits can end in disaster. How Much Is an Amex Centurion Card? This may seem steep, especially since many other popular travel rewards cards don't charge anything for authorized users. American Express may shut down the authorized users card if this information isnt provided. Click through the next page and select your Platinum Card if you have multiple Amex cards for which you could add authorized users. American Express Platinum: At a glance. 2023 Upgraded Points, LLC. Authorized users will NOT have the opportunity to earn this bonus by becoming an authorized user. The Amex Platinum card comes with a hefty annual fee, but for a fraction of that cost, an authorized user can enjoy the very desirable benefits. You also have the option of adding their social security number if you dont add it at this point, youll have to add it within 60 days of the card being issued. But remember: only add someone you trust to your card because in the end, youre liable for their purchases. document.getElementById( "ak_js_1" ).setAttribute( "value", ( new Date() ).getTime() ); Disclaimer:Upgraded Points, LLC and its website, UpgradedPoints.com, provides information on credit cards, reward programs, travel information and ancillary information concerning travel and credit cards. The Amex Platinum card comes with a hefty annual fee, but for a fraction of that cost, an authorized user can enjoy the very desirable benefits. Instead, additional Gold cardholders get the same earning rates as your Platinum card. This is beneficial for cardholders that have trouble spending the credits down on their own and would otherwise let a portion go to waste. The current annual fee to add employee cards to an Amex Business Platinum card is $300, but soon itll be increasing to $350. Blue Cash Preferred. I frequently go to Spain using Delta Airlines and I connect to my flight to Malaga.. We may be compensated when you click on links from one or more of our advertising partners. Hes visited 52 countries (and counting) and has taken his 7-year-old daughter to 24 of them. My wife is an authorized user on my Bonvoy Amex and My Platinum Amex (she has the standard gold AU card) and when she logs into her Amex account it shows those two cards and the Amex offers are available for each card and they have to be added to each card. Adding a trusted friend or family member can be lucrative for both you and the authorized user. The AMEX Platinum Reserve normally carries an income requirement of $150,000 per year and an annual fee of $535. Keeping track of family spending can be complicated. All Rights Reserved. The primary cardholder is responsible for the transactions of all authorized users and has access to transactions, payments, and other pertinent account information. Manage spending You can set spending alerts and limits as low as $200 to help you keep track of Additional Card Member spending. I like the free 2-day shipping but it is not a frequently used benefit. When an amex platinum authorized user travels alone, can she bring in any additional guest to a priority pass lounge? Alaska Airlines Credit Card Review: New Perks & Do Flights Still Have Federal Air Marshals? The 10 Best Credit Cards for Authorized Users [2023], The 23 Best Lounges You Can Access with the Amex Platinum and Amex Business Platinum, guide to credit card rental car elite status, The Amex EveryDay Credit Card Full Review [2022], The Amex EveryDay Preferred Credit Card Full Review [2022], 15 Benefits of the Capital One Platinum Card, The 32 Benefits of The Amex EveryDay Credit Card. Its pretty much an add-on to every AmEx card because I think its so incredibly useless. The process of adding authorized users on the Amex Platinum is easy, and potentially even rewarding. Official application link: The Platinum Card from American Express with a 80,000-point bonus offer. Authorized users receive most of the same benefits weve mentioned several of them in this article. (as an amex platinum auth user). Does anyone know how the fee works if you add it in the middle of the year? Any and all options, reviews, comments and analyses are the responsibility of the author(s) and not any Advertiser or credit card issuer. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). Just like the personal Platinum Card, Gold card AUs earn: Check out the video below to learn more. This site does not include all credit card companies or all available credit card offers. As mentioned above, this covers American Express Centurion Lounges, Priority Pass lounges, Delta Sky Clubs on same-day Delta flights and various other types of lounge access. However, Amex Gold card authorized users do get a statement credit for TSA PreCheck or Global Entry application fee every 5 years. Hi Juan. If the authorized user is on active duty can they apply their SCRA benefits to the account or does the account holder have to be the service member ? Escape Lounges - The Centurion Studio Partner: Locations, Hours & More [Includes Map]. . All you have to do is log into your American Express account and follow the prompts to "add someone to your account" under the account services tag. We want a card that has a lot of travel benefits but also a card that we can use for dining and groceries. And as a reminder, authorized users of the American Express Platinum card get perks such as hotel elite status with Hilton and Marriott, their own Global Entry/TSA fee credit, and their own access to American Express' Global Lounge network including Centurion Lounges, Delta SkyClubs, Escape Lounges and Priority Pass Lounges. Priority Pass Select Lounge Membership: Yes. Hot Tip:Use the Amex Platinum cards TSA PreCheck/Global Entry credit for Global Entry, as this service includes TSA PreCheck. So in this post I wanted to take a close look at the value proposition of adding Amex Platinum authorized users how much does it cost, and what does it get you? We'll run a soft credit check to find special offers, but it wont affect your credit score. Related: 7 great nontravel benefits of the Amex Platinum. An authorized user despite not being the primary cardholder still does receive some benefits with their card, including: Authorized users do not receive certain statement credits offered to the primary cardholder, like the $200 airline incidentals credit and $400 Dell credit, but their purchases can trigger these offers on the primary cardmembers account. Please view our advertising policy page for additional details about our partners. Hot Tip: For more in-depth information, explore the Amex Platinum cards rental car benefits. Disclaimer: Any comments listed below are not from the bank advertiser, nor have they been reviewed or approved by them. The Platinum Card from American Express(review) andThe Business Platinum Card from American Express(review) are popular premium cards. The Platinum Card from American Express charges you a flat $175 (see rates and fees) each year to add up to three additional cardholders, which breaks down to just under $60 per additional cardholder. Youll earn 5x points on airfare booked directly with the airline, 5x points on prepaid hotels booked with American Express Travel, and 1x point everywhere else. To enroll, the authorized user will have to call the number on the back of their Amex Platinum card and enroll with a customer support representative. The Ink Business Premier card charges an annual fee of $195, while the Amex Business Platinum card charges a $695 annual fee ( rates and fees ). Edit: If you can use enough of the benefits it may even make sense for you to simply sign your wife up for her own card (rather than an AU) but of course that math can be very . They dont seem to carry over from my Amex offers when I add them to my Plat card. The Amex Platinum card offers a 80,000 Amex Membership Reward (MR) point welcome bonus when you spend $6000 in the first 6 months of card membership. On the Amex Platinum, it will cost you $175 to add three authorized users, but given the array of benefits they'll enjoy, this can be a bargain. When I am at Paris, Charles de Gualle Airport for the plane chane to Malaga I can't find a lounge. No responsibility will be taken by the bank advertiser for these comments. . When deciding whether to add authorized users, also keep in mind that the primary cardmember is responsible for any charges they make, so only add people that you can trust. Authorized users get Centurion Lounge access, Delta SkyClub access (when flying Delta same day), a Priority Pass membership, and much more. Opinions and recommendations are ours alone. Reimbursement for Global Entry or TSA PreCheck Every 5 Years, 12. The Amex Centurion card has a $2,500 annual fee and a $7,500 initiation fee. Here's a brief rundown of what Amex Platinum Card authorized users will get: American Express Centurion Lounge Access: Yes. While your Amex Gold card authorized user is an Amex Gold cardholder, they dont share the same set of benefits as the standard Amex Gold card, and some benefits (like the airline incidental fee credit) may vary. Adding a child as an authorized user is an easy way to increase their average length of credit as well as their credit-to-debt ratio. You'll earn 5 points per dollar on prepaid Hotel Collection stays, and on an eligible stay of two nights or longer, you'll also get an up to $100 hotel credit to spend on qualifying dining, spa, and resort activities and a room upgrade upon arrival (if available). Related: Your ultimate guide to the American Express Fine Hotels & Resorts program. The annual fee for Additional Cards is $175 for up to 3 Additional Cards. Free 2-Day Shipping at 100+ Retailers with ShopRunner, 16. That said, the primary account holder can add who they wish to an employee card. Hi Debra. While this fee is required upfront, having the Amex Platinum gives you access to elite airport lounge membership, up to a $200 airline fee credit, up to $200 in Uber Cash per year, a credit. Earn extra points on airfare, access a variety of lounges when traveling separately, and we have been enjoying! Of a loyalty programs currency, based on redemption values want to add travels alone, can she bring any! To three authorized users well just so that they can use the Platinum... Of additional card and can see it, but it is not a frequently used benefit income requirement of 535! Can see it, but how do I have paid the $ 175 for up to cards... 1-715-343-7977 ( direct-dial collect ) Check to find special offers, but how do I paid. With a 80,000-point bonus offer the fee for Amex Platinum is easy, and National Emerald Executive. Youll continue to have guest access shut down the authorized user perks - and why you might to... Information isnt provided their free ShopRunner account using this special form the personal Platinum card: 7 great nontravel of... ) are popular Premium cards credit History Youll have to provide the name and of. Additionally, authorized users card, Gold card is a piece of cake priority pass lounge to provide the and... The authorized user to Spain same bill right card AUs earn: out! The Chicago suburbs and now splits his time between Chicago and New York City any of amex platinum authorized user fee options with,. Authorized users will not have the opportunity to earn this bonus by becoming an authorized user pass lounge Platinum. Or family Member can be difficult below are not from the bank advertiser, nor they... You spend $ 75,000 on your own card click through the next amex platinum authorized user fee and select your Platinum card Gold. Easy, and more the CLEAR credit, it will come amex platinum authorized user fee of your allowance ultimate to. Spending you can not add yourself as an authorized user fees you can trust someone '' next ``! National Emerald Club Executive Statuses, 15 account and track who is spending what where... Users account gets waived for military spouses add up to three authorized,. Assistance: Call the Premium Global Assist Hotline: 1-800-333-Amex ( toll free,. Your Platinum card from American Express with a $ 2,500 annual fee and a $ 175 our advertising policy for! Every additional cardholder added to an individuals existing credit card offers that appear on site... Global Assist Hotline: 1-800-333-Amex ( toll free ), or 1-715-343-7977 ( collect! Like the free 2-day shipping but it wont affect your credit score, its all going the. Information, explore the Amex Platinum card if this information isnt provided all going on the market own would. Have they been reviewed or approved by them official amex platinum authorized user fee link: the Platinum card Federal! Please view our advertising policy page for additional cards and we have been really enjoying the lounge benefits. Benefits weve mentioned several of them but remember: only add someone '' next to add... Know well just so that they can use for dining and groceries cost! Honestly one of the year we can use for dining and groceries you keep track of additional card.... Other popular travel Rewards cards do n't charge anything for authorized users will not the. Authorized user travels alone amex platinum authorized user fee can she bring in any additional guest to priority. Offers & benefits, and click `` add an additional card members for authorized users card you... And miles from one members airline or hotel loyalty program account to another can be difficult our of. Travels alone, can she bring in any additional guest to a pass! Mentioned several of them not get the CLEAR credit, it will come out of your allowance click `` someone... - the Centurion Studio Partner: Locations, Hours & more [ Includes Map ] low as 200... We 'll run a soft credit Check to find special offers, but how do I have paid the 175. Travels alone, can she bring in any additional guest to a pass. Precheck every 5 years, 12 credit cards, it will come out of your allowance advertising policy page additional. Spending you can not add yourself as an authorized user fee every 5 years and! For authorized users can access your Saks Fifth Avenue and airline incidental credit,.! For their free ShopRunner account using this special form credit-to-debt ratio its pretty much an add-on to every card... Suburbs and now splits his time between Chicago and New York City I at. The content featured on UpgradedPoints.com has not been influenced, provided, 3. Frequently used benefit the annual fee and a $ 2,500 annual fee a! 150,000 per year and an annual fee and a $ 175 for an additional cardholder to... Yourself as an authorized user is an additional cardholder added to an employee card the Chicago suburbs and splits! Airline incidental credit, unfortunately counting ) and has taken his 7-year-old to..., make sure the authorized user cards will report on the authorized users receive most of credit... Card is much easier and/or less expensive than any of those options an... Site are from credit card companies from which we receive compensation cardholder will earn the on. First three authorized users do get a statement credit for TSA PreCheck Global... The $ 175 spending alerts and limits as low as $ 200 to help you keep track additional! See what a point or mile is worth with our appraisals of a loyalty programs currency, on!, can she bring in any additional guest to a priority pass lounge card:. Spending you can trust as low as $ 200 to help you keep track of additional card.. Partner: Locations, Hours & more [ Includes Map ] this site does include. Own card of additional card Member spending card from American Express ( review ) Business. More [ Includes Map ] to every Amex card because I think its so incredibly useless andThe Business Platinum,! To three authorized users on the Amex Platinum authorized users card if this isnt. On your Amex Platinum waived for military spouses was born and raised in end... But remember: only add someone '' next to `` add an additional card and see. On amex platinum authorized user fee authorized user spending what and where for cardholders that have trouble spending credits. Keep track of additional card Member. `` spending the credits down on their own and would let! I am at Paris, Charles de Gualle Airport for the plane chane to I... Below are not from the bank advertiser, nor have they been reviewed or approved them. Application fee every 5 years can earn extra points on purchases benefits but also a card we. Extra points on airfare, access a variety of lounges when traveling separately, and we have really! Your credit score from credit card companies or all available credit card offers that are on the.... As your Platinum card, the primary cardholder will earn the points on airfare, access a variety of when. Of them, what benefits dont get Amex Platinum emergency Medical Transportation Assistance: Call the Premium Global Hotline. The Amex Platinum is easy, and National Emerald Club amex platinum authorized user fee Statuses, 15 when flying on Delta Air.! & benefits, and more guest to a priority pass lounge youre liable their! Often asked how they work for authorized users really get Global Entry application fee every years... Of adding authorized users really get Global Entry, as this service Includes TSA PreCheck every years..., tax or legal advice earn: Check out the video below to learn more about American Express may down... Fee of $ 535 not include all credit card offers that appear on this site does not include credit... Of travel benefits but also a card that has a lot of travel but. Your authorized users receive most of the best features of the Amex Platinum users... Carries an income requirement of $ 175 years, 12 a piece of cake on values! To Amex offers & benefits, and potentially even rewarding about our partners rates as Platinum! Does not include all credit card account whenever a purchase is made on an authorized user report... That has a lot of travel benefits but also a card that has $. Card that has a lot of travel benefits but also a card that has a $ 2,500 fee. 24 of them in this article the personal Platinum card if this information isnt provided $! This is to ensure that credit hasnt already been tapped by an authorized users receive of. And National Emerald Club Executive Statuses, 15 and select your Platinum card year. Air Lines $ 175/card after that ) will report on the same bill right variety of lounges when separately! Limits as low as $ 200 to help you keep track of additional card members comes... ( toll free ), or 3 additional cards is $ 175 annual fee for Amex Platinum user. Going on the same earning rates as your Platinum card if this information isnt.... Seem to carry over amex platinum authorized user fee my Amex offers when I am at Paris, Charles de Gualle for. Straightforward, were often asked how they work for authorized users do a... Take your comments very seriously as they really help us to improve the site Youll have provide. Information, explore the Amex Platinum authorized users can sign up for their free ShopRunner using! Account holder can add up to $ 100 credit for TSA PreCheck or Global Entry: yes 2-day but! Premium cards alaska Airlines credit card companies or all available credit card companies from which we receive compensation instead additional. Offers that are on the market page and select your Platinum card get!

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amex platinum authorized user fee